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What is considered hotshot trucking?

Hotshot trucking specializes in managing compact, time-sensitive hauls with medium-duty pickup trucks—ideal for expedited shipments that require meeting tight deadlines. It's beneficial to have a Commercial Driver's License (CDL), and we strongly recommend it, even if it's not always mandatory.

Our hotshot trucking coverage extends to all our non-admitted states, including:

  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Deleware
  • Florida
  • Georgia
  • Idaho
  • Indiana
  • Iowa
  • Maine
  • Maryland
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • New Hampshire
  • New Jersey
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • West Virginia

Below is a comprehensive breakdown of the accepted vehicle classes (with examples) for our hotshot insurance:

  • Class 2 (6,001–10,000lbs) - Chevrolet Silverado 1500 & 2500, Dodge Ram 1500 & 2500, Ford F-150 & Ford F-250, and GMC Sierra 1500.
  • Class 3 (10,001–14,000lbs) - GMC Sierra 3500, Ram 3500, and Ford F-350.
  • Class 4 (14,001–16,000lbs) - Chevrolet Silverado 4500HD, Ford F-450, and Ram 4500.
  • Class 5 (16,001–19,500lbs) - Chevrolet Silverado 5500HD, Ford F-550, Peterbilt 325, and Ram 5500.

Examples of accepted trailers include gooseneck, dovetail, deckover, and lowboy trailers.

Note that Class 2 & 3 vehicles are excluded from hotshots in OH.

To learn more about hotshot trucking and how to get started, you can follow this link to a guide on hotshot trucking. With Cover Whale by your side, entering the hotshot trucking industry has never been easier.