What are Cover Whale's ineligible cargo and operation types?
Upon binding coverage, Cover Whale flags ineligible cargo and operations. Please note that bound policies that include Cover Whale and SAFER exclusions are subject to cancellation.
Cover Whale exclusions:
- Ambulance, EMT, Mobile Blood Banks
- Armored Cars
- Arms, Ammunition, Fireworks
- Boat Haulers
- Automobile Dismantlers
- Boom Trucks
- Brokerage
- Cannabis Haulers
- Carnivals, Circus
- Cement Mixers, Pumpers
- Coal Haulers
- Contractors, Contractor Equipment Mobile Equipment
- Cotton Haulers
- Courier Services, magazines, news delivery, parcel, film delivery
- Double or Triple Trailers
- Drive Away, Transporter Plates
- Driving Schools
- Egg Haulers
- Fast food delivery, including restaurant take-out delivery
- Final Delivery
- Freight Brokerage
- Garbage/Refuse
- Hazmat, Nuclear, Biological
- Household Good Movers
- Livery Operations
- Livestock Transporters
- Logging Operations
- Milk Haulers
- Mobile cranes, Vehicles with buckets
- Mobile Home Toters
- Mobile Home Toters, Building Movers
- Municipal
- Operating outside of US
- Operations using double/triple trailers
- Oversized/Overweight haulers
- Owned Units, Rented or Leased to Others
- Private Passenger Vehicles
- Public Livery: Buses, taxis, black car, rideshare, shuttle, day care, church
- Recreational Vehicles
- Rental Leasing, Demo Vehicles
- Residential Delivery
- Salvage, Scrap Metal
- Sand and Gravel
- Steel Dealers
- Tankers Hauling Flammable Liquids
- Tires & Tubes
- Towing/Repossession,
- Vendor Trucks
Ineligible SAFER cargo selections:
- Agricultural/Farm Supplies
- Chemicals
- Construction
- Drive/Tow away
- Garbage/Refuse
- Liquids/Gasses
- Livestock
- Mobile Homes
- Oilfield Equipment
- Passengers
- Utilities
- Water Well
Ineligible SAFER operation selections:
- Exempt For Hire
- Fed. Government
- Indian Nation
- Local Government
- Migrant
- Private (Property)
- Private Passenger (Business)
- Private Passenger (Non-Business)
- State Government