What are Cover Whale's driver eligibility guidelines?
Eligible Driver Guidelines
- MVRS: Current to 30 days old
- Minimum age: 23 years old. Maximum age: 65-70 (depending on carrier; medical form required)
- Must maintain appropriate class for vehicle operated
- 2 years experience driving in like vehicles required
- 2 years experience required for new ventures
- Violations: No more than 3 minor violations in prior 3 years including accidents (see below for details on minor violations)
- No more than 1 accident in prior 3 years
- No major violations in past 5 years (see below for details on major violations)
- Excessive out-of-service vehicle citations referred to Underwriting
Minor Violations
- Speeding
- Improper or excessive lane changes
- Following too closely
- Accidents
- Running a red light or stop sign.
- Failure to yield
- Suspension for child support payments
- Suspension for medical card lapse
Major Violations
- Speeding 20 MPH or more above the posted limit
- Reckless/careless driving
- Passing a stopped school bus
- Texting/talking without a hands-free devise while driving
- Hit and run
- Drag racing
- Driving under the influence (DUI or DWI)
- Criminal conviction including assault or homicide involving a motor vehicle
- Driving with suspended license other than child support or medical card lapse
Classes Commercial Driver’s License (CDL)
- Class A: Operate vehicle over 26,000 GVW (tractor/trailers)
- Class B: Operate straight truck / dump truck / bus without trailer over 26,000 GVW
- Class C: Operate small vehicles / passenger vans / trucks less than 26,000 GVW