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How does Cover Whale's driver safety program work?

DriveSmart, Cover Whale's driver safety program uses telematics data, coaching, and coverage to promote safer driving and lower insurance costs for truck drivers--our safest drivers can see significant savings at renewal! Auto liability (AL) policyholders are required to participate in the program to maintain coverage.

Telematics:

  • Every Cover Whale auto liability policy uses robust telematics data from a connection to an existing electronic logging device (ELD) or Cover Whale-provided dashcam.
  • These devices detect unsafe driving habits including speeding, hard braking, and sharp turning.
  • Dashcams record accidents to help in determining fault when necessary, possibly exonerating drivers.

Coaching:

  • Cover Whale's driver safety program allows early detection of unsafe driving and alerts drivers through emails, texts, and phone calls.
  • Our communications promote safer driving habits, protect other motorists, and ensure insurance coverage isn't disrupted.

Coverage:

  • Cover Whale insurance empowers confident and safe freight delivery on the road.
  • Our driver safety program allows us to offer competitive insurance rates, thereby reducing insurance costs.